Current status
Say whether the vehicle is only threatened, currently hidden from the lender, or already repossessed.
Urgent intake guide
If the car's gone, the clock matters. If it's not yet, faster.
Loan statement, insurance card, the default or repo notice. That's the file the office uses to figure out whether the vehicle can be redeemed, the loan reaffirmed, or the lender held off.
01
Upload First
The vehicle records that usually matter most in a repossession intake.
- Repossession notice, right-to-cure letter, default notice, or other lender correspondence about the vehicle.
- Current vehicle loan statement and any payoff information you have.
- Proof of insurance, registration, title information, and purchase paperwork if available.
- Recent pay stubs, tax returns, and bank statements.
- Any deficiency, redemption, or reinstatement letters if the repossession already happened.
02
What To Explain
The details that usually matter when the timeline turns on keeping or recovering a vehicle.
Insurance
State whether current insurance is active, lapsed, or being reinstated.
Work reliance
If the vehicle is needed for work, childcare, or medical care, say that clearly when contacting the office.
Missing records
State whether the loan statement, purchase papers, or title documents are still being requested.
Dealing with a possible repossession?
Start with the vehicle loan and notice papers, contact the office, and keep building the same submission with the remaining financial records.